Guest Speaker Michael Gottdank.  Topic: "The New Life Insurance" vs. "The Old Life Inurance".  Evolution or Revolution? Life Insurance as well as the entire Financial Planning Industry is changing in many ways, “The New Life Insurance” is just a part of that change… The economy, baby-boomers, median age, and even immigration and the profile of today’s average family are all having an effect on the industry. People have been through challenging times of late, and their demands on what they would like Life Insurance to do for them is growing. Insurance companies are now offering Life Insurance Policies that people can use while they are still alive! Once unheard of, this is rapidly becoming the norm for Life Insurance today. “The New Life Insurance” is transforming itself from a wealth preservation and transfer instrument to a longevity and retirement vehicle to answer today’s needs.